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New insurance buyers get at least 2 or more prices, before you buy insurance. If you’re too lazy to drop into more than one insurance office or make a phone call, that might save you a hundred dollars a year, just be lazy and poor.
Current policy holders with an existing insurance policy, should get another price quote at least one week before the existing policy expires. (Insurance agents may be reluctant to talk to a person, whose policy is expiring the same day as the visit. A customer with a cancellation notice would be a high risk customer). A higher price quote is likely on renewal day.
Use more than one source to find insurance companies or phone numbers.There are numerous ways to get toll free numbers, in addition to local numbers, for a price quote. They are advertised on television and the Internet. You may also get a card in the mail from an insurance company. The yellow pages is another source for insurance company phone numbers.