With the ongoing problems relating from the fallout from the volcanic ash (pun intended), World First has set out how it intends to respond to the claims its policyholders will be making in the next few weeks here.
To summarise, if you are returning to the UK with an EU registered airline, they have a legal obligation to look after you – even if they might try to wriggle out of it. If you are leaving or were intending to leave from the UK, either World First or your airline will cover you. Read the policy for details on how to claim. T
Full Article…
If you have a motor home, it’s probably a fair bet that it constitutes a large financial investment. Insuring it against some risks is a legal requirement but thinking about the wider implications of motor home insurance may also be a very smart idea.
Motor homes as vehicles
Your motor home is a driveable vehicle and the law demands that you have a certain minimum insurance – typically third party.
Yet unlike a standard car, your motor home probably contains a range of expensive fittings and contents. Giv
Full Article…
Motor Insurance originated in UK, where first motor policy was introduced into England in 1894 to cover third party liability in 1899, the policy was extended to cover the accidental damages similar to what is known as comprehensive policy today.
In the present times it is mandatory to get a car insurance before driving on public road in most of the countries. The penalties for not purchasing car insurance vary from country to country but most of them involve a fine, suspension or revocation of the license and in some cases even imprisonment.
The car insurance can cover:
- The Insurer
- The Vehicle
- The Third Party.
Of the three, the third party insurance is mandatory in most of the countries and is often deducted as a part of license (as in South Australia) or as percentage of money from petrol goes towards the road accident fund to compensate the third part (as in South Africa).
Full Article…
The insurance market place has changed dramatically over recent years mainly due to increasing use of the internet. Motorhome insurance is no exception to this general trend.
Online insurance suppliers have provided motorhome owners with a much wider selection of policies and this increase in both choice and competition may mean that the good deal you negotiated years ago for your motorcaravan cover may not represent good value for money now.
Savings
There are a number of ways in which it may be possible to make some savings on the size of your insurance premiums.
Some insurance providers regard being a member of a recognised motorhome or caravanning club as a sign of responsibility and seriousness.
Full Article…
Nobody likes to talk about the death of a loved one. Or at least, nobody likes to start the conversation. But I have found that once people do start talking about concerns and preparing for them, there is actually a sense of security.
Many older people live on fixed incomes that are not very large. They have been responsible people for a long time, but just cannot set aside any money to save for final expenses when they need their money to live on now. Their families will have to come up with money for the expenses associated with funerals, burials, settling debts, and other things.
Full Article…
I wish I could promise people low car insurance rates for teenagers or young adults. But the reality is that insurers consider young drivers a very hgh risk group to insure. Younger people will be less experienced, and they may also be more impulsive. The only way to gain experience is to spend time on the road. But until your young driver has done this, it can be tough to keep them safe and insured.
Because of this, they usually give these kids higher rates. But while you may not be able to find really cheap auto insurance premiums for younger people, you can find rates that are as low as possible.
Keep in mind, that most teens and young adults are included with their parents policies.
Full Article…
